Utah Health Insurance & Maternity Plans
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Traditional Medicare Supplemental plans   ►  Download Application       Download Brochure      Rates

General Information on Medicare Supplements

Medicare Insurance is GREAT Insurance. Considering the long list of benefits that Medicare provides compared to the relatively small monthly premium ($93.50 standard Part B premium in 2007), Medicare coverage is one of the greatest bargains in health insurance today. However, Medicare doesn't cover everything. It has gaps in its coverage, some of which could be devastating to the individual who becomes sick and does not have a Medicare Supplement/Medigap insurance plan.

Serious Gaps in Medicare's Coverage. Three of the most serious gaps are (1) the Part A (Hospital) deductible of $992 (in 2007) per incident that must be paid when a beneficiary enters a hospital, (2) the Part B Coinsurance of 20 percent that must be paid when the beneficiary receives Medicare benefits outside of a hospital, and (3) coverage for prescription drugs. You can read more about Medicare’s gaps by downloading 2006 Choosing A Medigap Policy.

Depending on the plan selected, Medicare Supplement plans are designed to cover most of these and many other kinds of medical expenses not covered by Medicare.

Plan Highlights

Seven Standard Medicare Supplement Plans and Medicare Select. Utah State Department of Insurance (DOI) determined that (1) each of the plans would have specific benefits, and (2) regardless of which company sold the plans, the “A-G” plans sold by one insurance company would have exactly the same benefits as the “A-G” plans sold by another insurance company. All companies selling Medicare Supplement plans in Utah were required to sell Plan A, but they had their choice of selling any or all of the remaining plans. Subsequently, the DOI approved the sale of several additional types of Medicare Supplement plans in Utah, including Medicare Select insurance plans.

What is Not Covered
If you are age 65 or older and you enroll within six months of your Medicare Part B effective date, you are not subject to any Regence BlueCross BlueShield of Utah underwriting requirements.

No benefits are provided for:

  • Private duty nursing
  • Services excluded by Medicare
  • Custodial nursing home costs
  • Intermediate nursing home costs
  • Home health care if the patient is not homebound
  • Services considered not medically necessary
  • Dental care, dentures, physicals, routine immunizations, cosmetic surgery, routine care examinations, for the cost of hearing aids or eyeglasses except when eyeglasses are required following cataract surgery (does not apply if you have purchased the preventive package)
  • Injuries or disease covered by Workers Compensation or other liability insurance which is primary
  • Services provided by an employer-sponsored program or service covered under federal, state or local laws
  • Disease contracted or injury sustained as a result of war
  • Service or supplies not ordered by an attending physician
  • Services of blood donors
  • Services to a subscriber confined to a hospital or extended care facility on the effective date, so long as subscriber is continuously confined
  • Services covered and paid, or which could have been covered and paid by Medicare

Please refer to Medicare Supplement Program Book for complete Plan Summaries.

  Download Application       Download Brochure

Monthly Premium Rates for Medicare Supplement A-G
Eligible for Medicare Based on Age
Effective August 1, 2006*
Age
Plan A
Plan B
Plan C
Plan D
Plan E
Plan F
Plan G
65
$78
$88
$103
$90
$96
$106
$103
66
$82
$92
$108
$95
$100
$111
$108
67
$84
$96
$113
$99
$106
$116
$113
68
$86
$100
$118
$103
$110
$121
$118
69
$88
$105
$123
$108
$114
$126
$122
70
$90
$109
$128
$112
$119
$131
$127
71
$93
$113
$133
$116
$124
$136
$132
72
$95
$117
$137
$121
$129
$142
$137
73
$96
$122
$143
$126
$134
$147
$143
74
$98
$127
$148
$130
$138
$153
$148
75-79
$104
$140
$165
$145
$154
$169
$165
80-84
$108
$154
$180
$158
$169
$186
$180
85+
$110
$162
$189
$166
$177
$195
$189
 
 
Quarterly Premium Rates for Medicare Supplement A-G
Eligible for Medicare Based on Age
Effective August 1, 2006*
 
Age
Plan A
Plan B
Plan C
Plan D
Plan E
Plan F
Plan G
65
$234
$264
$309
$270
$288
$318
$309
66
$246
$276
$324
$285
$300
$333
$324
67
$252
$288
$339
$297
$318
$348
$339
68
$258
$300
$354
$309
$330
$363
$354
69
$264
$315
$369
$324
$342
$378
$366
70
$270
$327
$384
$336
$357
$393
$381
71
$279
$339
$399
$348
$372
$408
$396
72
$285
$351
$411
$363
$387
$426
$411
73
$288
$366
$429
$378
$402
$441
$429
74
$294
$381
$444
$390
$414
$459
$444
75-79
$312
$420
$495
$435
$462
$507
$495
80-84
$324
$462
$540
$474
$507
$558
$540
85+
$330
$486
$567
$498
$531
$585
$567

*Regence BlueCross BlueShield of Utah can only raise your premium if we raise the premium for all policies like yours in the state.



Rates for Regence BlueSelect
Effective August 1, 2006*
 
Age
Plan C
 
Plan F
 
 
Monthly
Quarterly
Monthly
Quarterly
65
$92
$276
$94
$282
66
$97
$291
$99
$297
67
$101
$303
$103
$309
68
$105
$315
$108
$324
69
$110
$330
$112
$336
70
$114
$342
$117
$351
71
$119
$357
$121
$363
72
$123
$369
$125
$375
73
$129
$387
$131
$393
74
$133
$399
$135
$405
75-79
$148
$444
$151
$453
80-84
$162
$486
$165
$495
85+
$170
$510
$173
$519

*Regence HealthWise can raise your premium only if we raise the premium for all BlueSelect policies like yours in the state.

  Download Application       Download Brochure
 

 
 

 
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