Traditional Medicare Supplemental
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Rates
General Information on Medicare Supplements
Medicare Insurance is GREAT Insurance.
Considering the long list of benefits that Medicare provides
compared to the relatively small monthly premium ($93.50
standard Part B premium in 2007), Medicare coverage is one of
the greatest bargains in health insurance today. However,
Medicare doesn't cover everything. It has gaps in its coverage,
some of which could be devastating to the individual who becomes
sick and does not have a Medicare Supplement/Medigap insurance
plan.
Serious Gaps in Medicare's Coverage.
Three of the most serious gaps are (1) the Part A
(Hospital) deductible of $992 (in 2007) per incident that must
be paid when a beneficiary enters a hospital, (2) the Part B
Coinsurance of 20 percent that must be paid when the beneficiary
receives Medicare benefits outside of a hospital, and (3)
coverage for prescription drugs. You can read more about
Medicare’s gaps by downloading
2006 Choosing A Medigap Policy.
Depending on the plan selected, Medicare
Supplement plans are designed to cover most of these and many
other kinds of medical expenses not covered by Medicare.
Plan Highlights
Seven Standard Medicare Supplement
Plans and Medicare Select. Utah State Department of
Insurance (DOI) determined that (1) each of the plans would have
specific benefits, and (2) regardless of which company sold the
plans, the “A-G” plans sold by one insurance company would have
exactly the same benefits as the “A-G” plans sold by another
insurance company. All companies selling Medicare Supplement
plans in Utah were required to sell Plan A, but they had their
choice of selling any or all of the remaining plans.
Subsequently, the DOI approved the sale of several additional
types of Medicare Supplement plans in Utah, including Medicare
Select insurance plans.
What is Not Covered
If you are age 65 or older and you enroll within six
months of your Medicare Part B effective date, you are not
subject to any Regence BlueCross BlueShield of Utah underwriting
requirements.
No benefits are provided
for:
- Private duty nursing
- Services excluded by Medicare
- Custodial nursing home costs
- Intermediate nursing home costs
- Home health care if the patient is not
homebound
- Services considered not medically
necessary
- Dental care, dentures, physicals,
routine immunizations, cosmetic surgery, routine care
examinations, for the cost of hearing aids or eyeglasses
except when eyeglasses are required following cataract
surgery (does not apply if you have purchased the preventive
package)
- Injuries or disease covered by Workers
Compensation or other liability insurance which is primary
- Services provided by an
employer-sponsored program or service covered under federal,
state or local laws
- Disease contracted or injury sustained
as a result of war
- Service or supplies not ordered by an
attending physician
- Services of blood donors
- Services to a subscriber confined to a
hospital or extended care facility on the effective date, so
long as subscriber is continuously confined
- Services covered and paid, or which
could have been covered and paid by Medicare
Please refer to
Medicare Supplement Program Book for complete Plan
Summaries.
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Monthly Premium Rates for Medicare
Supplement A-G
Eligible for Medicare Based on Age
Effective August 1, 2006*
|
Age
|
Plan A
|
Plan B
|
Plan C
|
Plan D
|
Plan E
|
Plan F
|
Plan G
|
|
65
|
$78
|
$88
|
$103
|
$90
|
$96
|
$106
|
$103
|
|
66
|
$82
|
$92
|
$108
|
$95
|
$100
|
$111
|
$108
|
|
67
|
$84
|
$96
|
$113
|
$99
|
$106
|
$116
|
$113
|
|
68
|
$86
|
$100
|
$118
|
$103
|
$110
|
$121
|
$118
|
|
69
|
$88
|
$105
|
$123
|
$108
|
$114
|
$126
|
$122
|
|
70
|
$90
|
$109
|
$128
|
$112
|
$119
|
$131
|
$127
|
|
71
|
$93
|
$113
|
$133
|
$116
|
$124
|
$136
|
$132
|
|
72
|
$95
|
$117
|
$137
|
$121
|
$129
|
$142
|
$137
|
|
73
|
$96
|
$122
|
$143
|
$126
|
$134
|
$147
|
$143
|
|
74
|
$98
|
$127
|
$148
|
$130
|
$138
|
$153
|
$148
|
|
75-79
|
$104
|
$140
|
$165
|
$145
|
$154
|
$169
|
$165
|
|
80-84
|
$108
|
$154
|
$180
|
$158
|
$169
|
$186
|
$180
|
|
85+
|
$110
|
$162
|
$189
|
$166
|
$177
|
$195
|
$189
|
Quarterly Premium Rates for Medicare Supplement A-G
Eligible for Medicare Based on Age
Effective August 1, 2006*
|
Age
|
Plan A
|
Plan B
|
Plan C
|
Plan D
|
Plan E
|
Plan F
|
Plan G
|
|
65
|
$234
|
$264
|
$309
|
$270
|
$288
|
$318
|
$309
|
|
66
|
$246
|
$276
|
$324
|
$285
|
$300
|
$333
|
$324
|
|
67
|
$252
|
$288
|
$339
|
$297
|
$318
|
$348
|
$339
|
|
68
|
$258
|
$300
|
$354
|
$309
|
$330
|
$363
|
$354
|
|
69
|
$264
|
$315
|
$369
|
$324
|
$342
|
$378
|
$366
|
|
70
|
$270
|
$327
|
$384
|
$336
|
$357
|
$393
|
$381
|
|
71
|
$279
|
$339
|
$399
|
$348
|
$372
|
$408
|
$396
|
|
72
|
$285
|
$351
|
$411
|
$363
|
$387
|
$426
|
$411
|
|
73
|
$288
|
$366
|
$429
|
$378
|
$402
|
$441
|
$429
|
|
74
|
$294
|
$381
|
$444
|
$390
|
$414
|
$459
|
$444
|
|
75-79
|
$312
|
$420
|
$495
|
$435
|
$462
|
$507
|
$495
|
|
80-84
|
$324
|
$462
|
$540
|
$474
|
$507
|
$558
|
$540
|
|
85+
|
$330
|
$486
|
$567
|
$498
|
$531
|
$585
|
$567
|
*Regence BlueCross BlueShield of Utah can
only raise your premium if we raise the premium for all
policies like yours in the state.
Rates for Regence BlueSelect
Effective August 1, 2006*
|
Age
|
Plan C
|
Plan F
|
|
|
Monthly
|
Quarterly
|
Monthly
|
Quarterly
|
|
65
|
$92
|
$276
|
$94
|
$282
|
|
66
|
$97
|
$291
|
$99
|
$297
|
|
67
|
$101
|
$303
|
$103
|
$309
|
|
68
|
$105
|
$315
|
$108
|
$324
|
|
69
|
$110
|
$330
|
$112
|
$336
|
|
70
|
$114
|
$342
|
$117
|
$351
|
|
71
|
$119
|
$357
|
$121
|
$363
|
|
72
|
$123
|
$369
|
$125
|
$375
|
|
73
|
$129
|
$387
|
$131
|
$393
|
|
74
|
$133
|
$399
|
$135
|
$405
|
|
75-79
|
$148
|
$444
|
$151
|
$453
|
|
80-84
|
$162
|
$486
|
$165
|
$495
|
|
85+
|
$170
|
$510
|
$173
|
$519
|
*Regence HealthWise can raise your premium
only if we raise the premium for all BlueSelect policies like
yours in the state.
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