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The
following options are available to you if you are not pregnant
presently, and you can wait to deliver after 10 months from the
policy effective date. |
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kin
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Thank you for visiting the site. Below is
LOTS of information... sort of like taking a drink from a fire hose...
but it has details for those that like that kind of stuff.
Remember there is NO SUCH THING AS MATERNITY INSURANCE! The
supplemental plans described below cover medically necessary
hospitalizations while you are ensured. They just so happen to
cover maternity after a 10 month waiting period. No maternity benefits
are paid if you are hospitalized for maternity before the 11th month.
We encourage you to consider the policies below as part of your long
term insurance portfolio.
Purchasing the plans below to have a baby - only to drop the plan
directly after the delivery is not in the best interest of the companies
that offer these supplemental plans. We encourage you to consider
the benefits of these plans for any hospitalization and not just
maternity plans. Having said that...
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For those that like the bottom line, it is this:
You could save
$420 / month in a bank account for the next 12 months and have $5,000 to
pay for towards your maternity expenses relating to a birth one year from now.
(Note: Maternity bills can be anywhere from $4,000 to
$12,000+)
OR Instead...
You could choose one (or both) of the following benefit packages below:
Example: Pay apx $200 / month and receive $5,500 or more for a two day
hospital stay
and over $8,800 for a C-Section with a 4 day hospital stay!
(See below for chart explanations and details)
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Monthly Premiums / Benefits paid to YOU |
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Pick either or both of the options below |
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Monthly |
Benefit |
C-Sec |
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Premium |
2 Day |
4 Days |
Product Notes |
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1 |
$102.09 |
$3,145 |
$4,345 |
Covers Wife Only |
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2 |
$81.90 |
$2,500 |
$2,500 |
Must cover all dependents. (Husband & Wife is $69.40) |
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3 |
Apx $95
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$2,400 |
$4,550 |
Must cover husband and wife. See rates below
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* Option #2 Rate
Calculations |
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Ages |
Female |
Male |
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18-24 |
$61.49 |
$26.77 |
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25-29 |
$65.97 |
$29.80 |
Example: Female 24, Male 29 = $61.49 + $29.80 = $91.29 |
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30-34 |
$63.54 |
$35.49 |
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35-39 |
$61.66 |
$43.38 |
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40-44 |
$65.35 |
$54.54 |
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Questions? Call (801) 446-7283 to talk directly to an agent.
Premium /
Benefit Charts Explanation:
The charts above combines up to three company's plans. Each has a
specified benefit they will pay out when you are admitted to the
hospital for a medical condition for at least 24 hours. They also pay a
daily benefit for each day you are hospitalized. In most cases the
longer your hospital stay, the more you receive (depending on
which plan you pick). Whatever benefit you receive is paid to you. If there is money left over it is yours to keep. The benefit you
receive is shown under the "Benefit 2 Day" and the "C-Sec 4 days"
columns . These two amounts are examples of a 2 day hospital stay as
well as a 4 day "C-Section" delivery hospital stay. If you
only stay one day you get less. If you stay 3 days you get more, etc. See
the insurance policy document for exclusions and limitations on the
policy. Contact your agent to discuss this option.
Call (801) 446-SAVE (7283) to help pick the right plan for you!
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Note: Picking the wrong
option above will result in you getting the wrong benefit.
For demonstration purposes only.
May change at any time. Not an offer for insurance.
Contact agent for exact quotes
and details of limitations and exclusions.
Quotes are for Utah Residents
only.
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