Greg & Adele Davies (435) 767-1415Health Insurance: Frequently Asked Questions
Clear answers to common questions about health coverage. Greg & Adele are here to help with your specific situation.
Who is the Health Insurance Marketplace for?
The Marketplace helps individuals and families compare health coverage. If you do not have coverage through an employer or another source, Greg & Adele can help you explore your options.
Can I use the Marketplace if my employer offers insurance?
You can consider a Marketplace plan, but an offer of affordable employer coverage that meets minimum standards may prevent you from qualifying for premium savings. We can help you review your situation.
How are Marketplace savings calculated?
Savings depend on your expected household income for the year you want coverage and other eligibility factors. Your application determines whether you qualify for premium tax credits or help with out-of-pocket costs.
What if I already have Medicare?
Talk with Greg & Adele about coverage that works with Medicare. We can help you understand Medicare Advantage, Medicare Supplement, and prescription drug plan options.
Could I qualify for Medicaid or CHIP?
Medicaid and the Children’s Health Insurance Program (CHIP) offer coverage to eligible people and families. Utah also has Medicaid expansion. Eligibility depends on income, household circumstances, and program rules.
Can I add dental coverage?
Some Marketplace health plans include dental benefits, and separate Marketplace dental plans are also available when you buy health coverage. Check whether the plan covers adults, children, or both. You can also explore standalone coverage on our dental page.
Ready to explore your options?
Get a quote or choose a convenient time to talk with Greg & Adele.